About GACHA
Formed in 1973, GACHA was one of the first non-profit ACH organizations/ Regional Payments Associations, in the country. With more than 300 member financial institutions, companies and organizations, GACHA offers a full line of services to its membership, with a limited menu of services also available to non-members.
We work for our Members! All 4 GACHA employees have earned their AAP (Accredited ACH Professional) certification with a total of 29 years of AAP experience. In addition to the electronic payments expertise, we bring you 86 years of banking industry experience between us. Isn’t that a great resource to have at your fingertips! There has never been a better time to be a GACHA Member!
Mission Statement
To promote use, advancement and understanding of ACH and other electronic payment systems for the benefit of our members and their customers. We will achieve this through providing exceptional customer support, quality educational services and active participation on industry initiatives, identifying and forming partnerships with industry stakeholders.
What is ACH?
- The ACH Network is the backbone for the electronic movement of money and other related data, providing a safe, secure, reliable network for direct consumer, business, and government payments.
- Large and small financial institutions of all kinds jointly govern and utilize the ACH Network, facilitating billions of payments such as Direct Deposit and Direct Payment.
- The ACH Network is governed by fair and equitable rules that guide risk management and create certainty for all participants.
- As the migration from paper to electronic payment continues, the cost-effective ACH Network will grow and enable innovation that strengthens the industry with creative payment solutions.
