About NACHA

NACHA—The Electronic Payments Association is a not-for-profit association that oversees the Automated Clearing House (ACH) Network, one of the largest electronic payment networks in the world. More than 18 billion ACH payments were exchanged in 2007. NACHA is responsible for the administration, development, and enforcement of the NACHA Operating Rules and sound risk management practices for the ACH Network. Through its industry councils and forums, NACHA brings together hundreds of diverse payments system stakeholder organizations to enable the development of new network services and applications. NACHA represents more than 11,000 financial institutions through direct membership and 18 regional payments associations. NACHA and its members provide education, tools, and resources to increase the adoption of ACH payments to benefit businesses, consumers, and governments. To learn more, visit www.nacha.org and www.electronicpayments.org.

“The Mark of Excellence” NACHA Direct Member callout

 NACHA — The Electronic Payments Association and its Regional Payments Associations are pleased to introduce the Mark of Excellence. This mark signifies that the Regional Payments Associations, through their Direct Membership in NACHA, are specially recognized and licensed providers of ACH education, training, and publications. Regional Payments Associations are directly engaged in the NACHA Rulemaking Process and Accredited ACH Professional (AAP) program. Look for this mark as a sign of excellence and commitment to consistency and accuracy in ACH education, training, and publications. NACHA owns the copyright for the NACHA Operating Rules & Guidelines. The Accredited ACH Professional (AAP) is a service mark of NACHA. 


 GACHA Helping to Manage the ACH Network [1]

“GACHA is one of the 17 Regional Payments Associations under NACHA.  All RPAs are direct members of NACHA–The Electronic Payments Association. GACHA contributes to the success of the automated clearing house (ACH) network, which facilitates electronic commerce for an efficient, reliable and secure payments system.”

“NACHA, led by member depository financial institutions and RPAs, fulfills this purpose by managing the development, administration and governance of the ACH network, as well as providing services and value to its members as the industry association responsible for ACH payments.”

Realizing the benefits of membership

“So what does this all mean? RPAs distribute, explain and help to enforce the ACH rules. Undeniably, your RPA is an important resource for your operations staff, assisting with rules interpretation, technical guidance and help with ACH-related questions. Although each of the RPAs is a separate organization, there are a number of other key membership benefits that provide a common link: payments system education, marketing support and guidance, plus publications and online resources, to name a few. Members count on their RPAs to be their subject matter experts, sharing a common goal—to increase the use and awareness of electronic payments.”

How to Reach NACHA

NACHA-The Electronic Payments Association
13450 Sunrise Valley Drive, Suite 100
Herndon, Virginia 20171
Phone: 703/561-1100
Fax: 703/787-0996

[1] Smith, AAP, CAE, Amy. "Your Regional Payments Associations: Surging Ahead." Fedfocus 5, no. 2 (2007): 1-3.