GACHA 2008 ACH Audit Guide Order NOW! The Newly created GACHA ACH Audit Guide 2008 was authored by GACHA president, Peggy Gachesa, and contains: General Audit Requirements (including who, when, why, how) Specific documentation the auditor should request Definitions of participants and payments applications to help the auditor identify their roll as an ACH participant. Key rule requirements identified in Appendix Eight of the NACHA Operating Rules Audit Certification The Audit Guide also includes a CD version for your convenience. Order online at www.gacha.org

Notice of Amendment to the 2008 ACH Rules Supplement #3-2008 1. ACH Rules: Delay in Implementation of Formal Rules Interpretation 2. NACHA Operating Guidelines: Company Name Identification NACHA Operating Guidelines – Company Name Identification Rule Amendment On June 20, 2008, the NACHA Operating Rules will be amended to incorporate clarifications to the definition of the Company Name Field within the Company/Batch Header Record. This Supplement#2-2008 provides updated NACHA Operating Guidelines related to these changes, adding new language to help clarify the proper use of this field. Examples of origination scenarios and the proper use of the Company Name Field in those cases are provided to assist Originators and ODFIs in properly identifying Originators of ACH payments. Formal Rules Interpretation – Proper Use of SEC Codes and Aggregation of Transactions On March 20, 2008, NACHA’s Board of Directors approved a delay in the implementation date of the Formal Rules Interpretation on the Proper Use of SEC Codes and Aggregation of Transactions. Initially due to implement on May 5, 2008, this Formal Rules Interpretation will now become effective on August 4, 2008. The specific details of this Formal Rules Interpretation remain unchanged by the Board’s action regarding the implementation date and can be located within the 2008 rulebook under the section entitled “Formal Interpretations of the NACHA Operating Rules.” Attachment: Cover Memo Attachment: Rule Changes

A convenient online reference tool for users of the ACH Network.